The global fertility decline represents one of the most significant demographic transformations in human history, yet its fundamental causes remain incompletely understood. While socioeconomic factors explain much variation in contemporary fertility patterns, they inadequately account for the timing, universality, and persistence of fertility decline across diverse cultural and economic contexts. This study proposes that urbanization—humanity’s first major shift toward indoor living—created an evolutionary mismatch that initiated fertility decline by disrupting biological systems evolved during two million years of outdoor living. Through comparative analysis of birth data and climate variables across four diverse regions (Iceland, England/Wales, Tokyo, and Houston), this research demonstrates that conception rates consistently peak during periods of optimal outdoor conditions, suggesting retained biological responses to environmental cues. Urban-rural fertility differentials, the correlation between rising obesity and declining seasonal conception amplitude, and the historical timing of fertility decline beginning with early urbanization rather than industrialization provide convergent evidence for this environmental mismatch hypothesis. Contemporary France’s relative fertility success, despite being the first nation to experience fertility decline, provides crucial evidence that lower population density and maintained rural character can mitigate evolutionary mismatch effects. This study argues that socioeconomic factors amplify and accelerate an underlying biological susceptibility created by the transition to urban, indoor-dominant lifestyles. This integrative framework offers new insights into fertility decline that complement existing demographic theories while highlighting the importance of evolutionary perspectives in understanding contemporary reproductive health challenges.