We aim to better understand the spatial distribution of interseismic overriding plate deformation at and near subduction zones. To this end, we analyze horizontal GNSS velocities in South America, southeast Asia, and northern Japan, computing and interpolating local trench-normal and -parallel velocity components. Velocities generally decrease with distance from the trench with a steep gradient up to a “hurdle”, beyond which the gradient is distinctly lower and velocities are near-zero. The hurdle is located 500–1000 km away from the trench for the trench-perpendicular component and either at the same distance or closer for the trench-parallel. In contrast, significant displacements during large megathrust earthquakes are generally observed beyond the hurdle. To test our hypothesis that the hurdle results from a lateral contrast in overriding plate compliance, we use cyclic three-dimensional finite element models . Our results are consistent with the observed interseismic velocity gradients and far-field coseismic displacement. The gradient in modeled trench-perpendicular velocities depends on the location of the contrast and on the plate compliance on both sides. Trench-parallel velocities have a progressively shallower gradient with distance from the trench and only depend on the near-trench modulus. The inferred contrast probably results from thermal, compositional and thickness contrasts. This interpretation is consistent with the presence, close to the observed hurdle, of major tectonic or geological boundaries separating the plate margin from a distinct, and likely less compliant, plate interior. Stress accumulation on the model’s locked megathrust patches is hardly affected by the distance to the contrast.